Many people are reaching retirement age and will be using annuities to give themselves a guaranteed income. An annuity is an insurance/investment product. You can get a free annuity rate report as well as annuity quotes so you can invest the amounts you want. You should also check the ratings for insurance companies before you invest. There are variable annuities that can give you a periodic payment that can make your retirement life more comfortable and they also have a death benefit that will pay your benefactor should the unfortunate happen to you. As with anything you invest in you should do your homework and ask questions. When you feel comfortable and know this is the right investment for your retirement you can then enjoy the benefits.
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Another great site for retirement is Financial Planner or Annuity Rates